IBDC Agro provides dedicated loan support for Joint Liability Groups (JLGs) — a group of 4 to 10 farmers who come together to access credit without collateral and share the responsibility of repayment.
What is a JLG?
A Joint Liability Group is a small group of farmers or rural workers who mutually guarantee each other’s loans. This enables easy access to finance even for those without land or formal income documents.
Key Benefits:
- Collateral-free loans for all members
- Ideal for tenant farmers, sharecroppers, smallholders
- Loan amount based on group strength & need
- Easy documentation and quick disbursement
- Flexible repayment aligned with farming cycles
- Group responsibility ensures higher creditworthiness
Who can apply?
- Small & marginal farmers
- Tenant farmers with no land records
- Groups engaged in agriculture, dairy, poultry, etc.
Why Choose UsCollective Power. Shared Responsibility. Easy Finance.
Shared Responsibility, Greater Access
Our system recognizes group strength and offers better loan terms through mutual trust and support.
Tailored for Rural Needs
We understand the challenges of small farmers and offer simple, fast, and farmer-friendly processes.
Quick Processing & Transparent Terms
No hidden fees. Minimal paperwork. Loan disbursal is quick and clear.
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